Angelica Victor
Personal Finance Writer
Background
Angelica Victor is a writer and current senior at Hampton University, where she is pursuing a B.A. in English with a concentration in creative writing. Angelica has completed four internships across three different companies, where she’s held writing, communication, and marketing positions, garnering experience in writing client-facing publications and internal communications. She specializes in homebuying, real estate, and finance-related topics. Angelica always strives to communicate complex, nuanced topics clearly and effectively.
When she’s not working, Angelica serves as the president and senior editor of Hampton University’s campus literary magazine, where she leads editorial directions and oversees annual publications. Additionally, she’s the vice president of the Alpha Beta Zeta chapter of the National English Honor Society, where her leadership informs an attention to language, which she carries beyond academic settings. Angelica focuses on creating content that helps readers understand their options and make informed financial decisions.
Expertise
- Personal Finance
- Homebuying
- Real Estate
Education
- BA in English, Hampton University (HBCU)
Organization Affiliations
- National Association of Black Journalists (NABJ)
Latest Articles by Angelica Victor
How to Negotiate Home Price and What to Consider
9-minute read
Understand What You Can Negotiate Beyond Price
Understanding Mortgage Origination Fees
8-minute read
What Are Origination Fees and How Much Are They?
How Employment Changes Can Affect Mortgage Prequalification or Preapproval
8-minute read
Learn How Job Changes Can Stall Mortgage Approvals
Conventional Loan Down Payment Requirements
9-minute read
Learn Why a 20% Down Payment Isn't Always Required
Conforming vs. Conventional Home Loan: Do They Differ?
7-minute read
How Conforming Loans Differ from Other Conventional Loans
Escrow Fees: What They Are, Typical Costs, and Who Pays
7-minute read
Know What to Expect When It Comes to Paying Escrow Costs
Prequalification and Preapproval Documentation Requirements
6-minute read
Everything You Need to Complete Mortgage Prequalification
Home Appraisals for Refinancing: What to Know
6-minute read
How Home Appraisals Work When You Refinance Your Mortgage
Red and Green Flags to Look for During a Home Walkthrough
7-minute read
Here are some red and green flags that can save you time, money, and stress before committing to a property.
Refinancing Your Mortgage After Divorce: What To Know
9-minute read
A Breakdown of Why and How to Refinance Your Home After a Divorce
College Students and Mortgage Myths Vs. Truths
6-minute read
Common Misconceptions College Students Have About Homebuying
Grantor vs. Grantee: What’s the Difference?
6-minute read
Understanding the Difference Between Grantor and Grantee
Refinancing a Home: What to Know
12-minute read
Figure Out When You Can Refinance and What it Entails
Mortgage Rate Lock: When and How to Lock In Your Rate
9-minute read
Learn How To Protect Your Rate Offer
How Many Times Can You Use a VA Loan?
6-minute read
Learn How You Can Use Your VA Loan Entitlement Multiple Times
What Is ARV in Real Estate and How Is It Calculated?
9-minute read
Estimating Your Property’s Value Post-Renovation
How Does a HELOC Affect Your Credit Score?
5-minute read
Will Opening a HELOC Affect My Credit Score?
Maximum LTV for Cash Out Refinance
3-minute read
Loan-to-Value Ratios (LTV) for Cash Out Refinancing
