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Helpful tools to get you started

Home affordability calculator icon
Home affordability calculator

Estimate the prices of homes you can afford and the monthly payments that might come with them.

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Mortgage education

Check out our helpful home loan articles and more.

We can help make buying a home simpler!

Step 1: Get pre-qualified

Getting pre-qualified for a mortgage can help you understand how much home you can afford. It can make your offer more attractive to sellers too because it gives them confidence you can afford to buy their homes. At Freedom Mortgage, we can often help you get pre-qualified using our free online tool. Click the tile below to get started!

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Get prequalified online with us

Many homebuyers can get prequalified online with Freedom Mortgage

Freedom Mortgage can help you buy a home with conventional, VA, FHA, and USDA loans. Take a look at our loan options below to learn more.

Conventional Loans Icon

Conventional Loans

  • All qualified homebuyers are eligible
  • Can buy primary homes, vacation homes, and more
  • Down payments required
  • Mortgage insurance required with down payment less than 20%
Learn more
VA Loans Icon

VA Loans

  • Only qualified veterans, active duty military personnel, and surviving spouse are eligible
  • Can buy primary homes only
  • Down payments often not required
  • Mortgage insurance not required
Learn more
FHA Loans Icon

FHA Loans

  • All qualified homebuyers are eligible
  • Can buy primary homes only
  • Down payments required
  • Mortgage insurance required
Learn more
USDA Loans Icon

USDA Loans

  • Only qualified rural & suburban homebuyers are eligible
  • Can buy primary homes only
  • Down payments often not required
  • Mortgage insurance required
Learn more

Step 2: Find your new home

Once you know how much you can afford – you are ready to begin looking for your new home! Think about what features are important to you like the size of the house, the number of rooms you want, and its location. If you commute to work, look at the distance to your office. If you have children or are planning to start a family, check out the local schools. Think about finding a real estate agent for your new home search with help from our partner, HomeStory.

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9 handy tips for first-time homebuyers

You can save time, money, and worry with this practical advice.

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First-time homebuyer checklist
First-time homebuyer checklist

Follow these steps to help make your dream home a reality.

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How do you make an offer on a house?

There’s more to an offer than just the price.

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Your home search made simpler!

We can help you find a real estate agent & homes for sale near you.

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Step 3: Get your mortgage approved

Homebuyers typically apply for a mortgage once their bid on a new home is accepted. You’ll need to formally apply for a mortgage even if you are pre-qualified! We’ll review your application using a process called “mortgage underwriting” and hopefully accept your application. Once approved, you are ready to close on your new home.

How to apply for a mortgage

About your mortgage loan application

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Mortgage application checklist

Check out the list of documents you need to gather to apply for a mortgage

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What to expect after your mortgage application

Learn more about the mortgage loan process

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Step 4: Close on your new home

When your application is approved, you are ready to close on your new home! You typically have to attend closing in person to sign important documents. At Freedom Mortgage, we may be able to bring these documents to you. You will also probably have closing costs you will need to pay. We’ll make sure you understand everything you need to do to help make your closing go smoothly.

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Practical tips for closing on a mortgage

Advice that can help you avoid hassles and delays

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What are closing costs?

Find out what to expect to pay on closing day

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Why Freedom Mortgage?

We are committed to making you a life-long customer with exceptional mortgages and exceptional service! Our Loan Advisors will help you choose the loan that’s right for you. We’ll answer your questions and work with you step by step to make buying your home easy and hassle-free.

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Eagle Eye Program

We’ll do the math. You save the cash. We’ll notify you when interest rates drop or your home’s value increases so you can refinance to your benefit!

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Purchase Promise

Pre-qualify quickly, get a competitive rate, enjoy exclusive service, and close on time. It’s all part of our purchase promise to you—guaranteed.

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Homeowners Insurance

Freedom Mortgage has partnered with Matic to help homeowners instantly shop for homeowners insurance.

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Home Protection Plans

Home appliance and system breakdowns can be expensive. Protect your home and budget with a plan from Cinch Home Services for your home warranty needs.

For a more personalized experience, get started or give us a call and we can help guide you through all your options.

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