start portlet menu bar

Styles

end portlet menu bar
start portlet menu bar

Web Content Viewer

end portlet menu bar

Agents + Savings You Can Rely On

Agents + Savings You Can Rely On

icon of a house with a key in the middle.

Buy a Home

  • Connect with a local real estate agent through Freedom Homes partners
  • Save $1,000 when you buy a home*
Get Started Online
 
icon of a house with a money bag behind it.

Buy and Sell a Home

  • Connect with a local real estate agent through Freedom Homes partners
  • Save $1,000 when you buy a home*
  • Save 1% of the purchase price on commissions when you sell a home*
Get Started Online
 
icon of a house for sale sign.

Sell a Home

  • Connect with a local real estate agent through Freedom Homes partners
  • Save 1% of the purchase price on commissions when you sell a home*
Call 800-241-7410
 

  • Freedom Homes can help you connect with agents to find your dream home. Plus, you can save money when you buy or sell a home through Freedom Homes partners.*

    • When you work with a network agent to buy a home, you can save $1,000*.
    • When you work with a network agent to sell a home, you can save 1% of the purchase price on agent commissions*.

    When you work with a network agent to buy and sell a home, you will save $1,000, as well as 1% of the purchase price, on agent commissions!*

    Freedom Mortgage can help you get prequalified online to buy your next home. We also offer a Close-on-Time Guarantee** and much more.

  • Anyone buying or selling a home can earn Cash Rewards through Freedom Homes partners. You don't need to be a Freedom Mortgage customer to enjoy the benefits. You can take advantage of commission savings when you sell a home without buying a new home. Homebuyers who pay cash are still eligible to save, too.

  • When you are buying a home, real estate agents can help you find homes that meet your needs and fit your budget. They can help you make offers, negotiate with sellers, coordinate home inspections, and manage paperwork.

    When you are selling a house, a real estate agent can help you set the price, list your home, manage open houses and showings, review offers, and negotiate for you. Learn more about real estate agents.

  • The cost of buying and selling a house is different for each person. When you are buying a house, you'll want to consider the prices of homes you can afford, as well as how much cash you'll need for a down payment, closing costs, home repairs, and moving expenses.

    If you're a homeowner now, it might be a good idea to look at the total cost of your monthly mortgage bill, which includes payments for principal, interest, homeowners insurance, property taxes, and mortgage insurance (if your loan requires it). You should consider maintenance costs, too. Learn more about the money you'll need to buy a house.

    When you are selling a house, it can cost you between 10% and 15% of the purchase price, according to U.S. News and World Report. For example, if you sell your home for $400,000, it might cost you between $40,000 and $60,000 to sell it.

    These costs include real estate agent commissions, repairs, closing costs, property taxes, and more. Learn about the costs of selling a home.

Home affordability calculator

How Much Home Can You Afford?

When you’re thinking about buying a home, figuring out how much you can afford is a great first step. Use our home affordability calculator to get an estimate!

All fields are required.


$

$

$


%

$
Calculator assumes an average cost for homeowner association dues and is based on a set housing and debt ratio. This calculator is made available as a self-help tool for your personal use. We do not guarantee its accuracy or applicability to your individual circumstances. Resulting calculations are for illustrative and informational purposes only and are not intended as investment or financial advice. Consult a qualified financial advisor before making important personal finance decisions. To get a better understanding of the benefits of buying a home, speak with a loan advisor at Freedom Mortgage.

Based on the values you provided, you may be able to afford a home worth up to $270,000

Get your calculator results delivered to your email

Let us help you save more on your mortgage each month by lowering your interest rate. Fill out the form below and one of our licensed Loan Advisors will contact you.

All fields are required. Reset Calculator Results


Please enter valid first Name

Please enter valid last name

Please enter valid email

Please enter valid phone
Please select valid state
Please select valid loan type
Please select valid current customer

Do you know the address you are looking to purchase?

Please select yes or no

Please enter valid city

Please enter valid zip code

$
Please enter valid withdrawal amount
* This calculator is made available as a self-help tool for your personal use. We do not guarantee its accuracy or applicability to your individual circumstances. Resulting calculations are for illustrative and informational purposes only and are not intended as investment or financial advice. Consult a qualified financial advisor before making important personal finance decisions. To get a better understanding of the benefits of refinancing, speak with a loan advisor at Freedom Mortgage.

A loan advisor from Freedom Mortgage will reach out to you to review your results and discuss the request for a cash out refinance on your home’s equity.

By clicking "Get Your Results," you consent to be contacted, including via automated technology or artificial/prerecorded voice, by Freedom Mortgage and any of its current or future affiliated companies (collectively "Freedom Mortgage") at the phone number(s) and email address(es) provided for marketing purposes about loans, even if your number is listed on a federal, state or internal do not call list . You affirm that you are the subscriber of the phone number(s) and email address or that the subscriber has authorized you to provide this consent. Your consent is not a condition of purchase of goods or services from Freedom Mortgage.
green checkmark in the center of a green circle.Your results have been emailed to you. A loan advisor will reach out to you soon.

Based on the values you provided, you may be able to afford a home worth up to $*

woman filling out forms at desk

Learn more about buying and selling a home

Check out these articles for more information about buying your first or next home.

How to buy a house

Five steps to buying your next home

woman with dog on a porch with boxes.
How to get prequalified for a mortgage

Estimate how much home you can afford

couple celebrating on couch looking at a phone.
How much money do you need to buy a house?

Decide whether you can afford to buy a home

Couple smiling while taping up boxes.

*The Cash Rewards for purchasing a home (“Buy Side Cash Rewards”) are in the form of a check issued within 30 days of closing. Consumers in Alaska, Iowa, Kansas, Mississippi, Oregon and Tennessee will receive a gift card at closing. Buy Side Cash Rewards for consumers located in Alabama will be issued at or before closing. Buy Side Cash Rewards are not available in Missouri, Nebraska and Utah.

The Cash Rewards for selling a home (“Sell Side Cash Rewards”) are in the form of a reduced real estate commission disclosed on the Closing Disclosure. Sell Side Cash Rewards are not available in Nebraska and Utah.

Home buyers must use a real estate agent in the Home Advantage Partners, Home Story Real Estate Services or Clever Real Estate, LLC networks (“certified network agent”) to be eligible for the Buy Side and/or Sell Side Cash Rewards, and the prospective purchaser or seller of real estate property must be eighteen (18) years of age or older. In some cases, a certified network agent may not be available. If you are currently working with a real estate agent, this is not a solicitation.

Freedom Mortgage is not affiliated with Home Advantage, Home Story or Clever. Freedom Mortgage is not responsible for the Programs provided by Home Advantage, Home Story and/or Clever. Obtaining a mortgage from Freedom Mortgage is optional and not required to participate in the Programs. The borrower may arrange for financing with any lender. Freedom Mortgage is not licensed as a real estate broker, and its employees are not authorized to perform, nor do they perform, any activity that is or could be construed as unlicensed real estate activity.

**Visit FreedomMortgage.com/Purchase-Promise-Eligibility to view the eligibility requirements for the Close-on-Time Guarantee.